You are not beholden to the employer and the employer isn't beholden to you. You are not a serf on a feudal estate, with no where to go. People quit jobs every day, leaving employers holding the bag and costing them the training and half their social security, all their workmen's comp and all the unemployment insurance.
In the US, the government steps in. If you are sick enough to be totally disabled, you apply for SSDI, and you can even collect it while working part time. You can apply for welfare, food stamps, Section 8 or HUD housing, SAGA, and even FEMA. If you tend to be sick a lot, you should look for jobs that pay low but have lots of sick time. You move in with family and double up roommates and tighten your belt financially. It may not be 'fair' that we get sick, but it's the breaks in a society that hovers between coddling everybody as socialists and a society with freedom to both succeed big and fail big without constraints and too many laws. The US is still supposedly capitalist. Employers have a tough enough time making a dollar vs China and India and South America. They shouldn't have to keep you on the books because you are sick, at least not for very long.
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