Originally Posted by
jammy23
I already know the Zone because I'm in the same one... except for me I'm a renter, I don't own a home... my landlord got flooded in his basement... my friend is also in Zone A even though he wasn't affected.
For A zones...
I looked at Brooklyn, NY in general on the FEMA flood map site:
https://msc.fema.gov/portal and it doesn't specify if your area is
1) a change from low to moderate flood risk which means flood insurance is mandatory or
2) Change from high flood to low/moderate which means flood insurance is optional.
Anyhow, I went to floodsmart.gov and put in a random Brooklyn, IL address (one on sale):
https://www.floodsmart.gov/floodsmar...sSearch.action
1579 Union St
Brooklyn 11213 and if you are insuring contents only: it'll be $44 up to 266 a year. If he is insuring the building and contents, it's $137 up to 452 a year...
Again, based on if it's A or B above... you can qualify for a low-cost PRP... I'm sure if he mentions that he is on some kind of assistance, they can do something to help him further.